Sunday 8 December 2019

What is Flipkart Axis Bank Credit Card? Where and how can we use it?

Friends, if you shop at Flipkart, do you know what Flipkart Axis Bank Credit Card is? Where and how can we use it?

What are the advantages and disadvantages of using Flipkart Axis Bank Credit Card? How can we create this credit card by applying online?
What documents should we have to make it? And what terms and conditions we have to follow.
What is Flipkart Axis Bank Credit Card? Where and how can we use it?

 To be eligible in this credit card, the most important thing is that friends, if we use this credit card, what additional charges will we have to pay? And let's know how we can avoid that extra charge.

To buy something online, Flipkart has launched a co-branded credit card. With Axis Bank and MasterCard.
Which is called Flipkart Axis Bank Credit Card. These credit cards will be provided for all new-to-credit i.e. new credit customers. Using this credit card, you can make purchases on Flipkart.

If you make this credit card with an unlimited cashback offer, you can get many more benefits.

As soon as you create this credit card, first you will get welcome benefits.
Under which you will get a discount of Rs 3300.
So how would it happen?
Friends, as soon as you create this credit card, you will first be sent a mail within Welcome Benefits, which will have a voucher for Flipkart which will be full 500 rupees. Using that voucher, you can buy any product. Flipkart with a discount of 500 rupees and another offer which,

If you shop at myntra.com and if you pay with this credit card, you will get 15% off on the first transit.
It can be a maximum of 500 rupees.

And the third discount is on Makemytrip
If you book on Makemytrip, which is up to 2000 rupees and if you pay with this credit card, you will also get a discount of 500 rupees.

If we talk about the fourth offer, then the fourth offer is on the Music App Gaana, a 6-month subscription of the Music App Gaana will be given for free.

And the fifth offer is on Urban Clap, Urban Clap is a lifestyle service provider, if you take service from there, you will get a discount of Rs.400
If you paid using this credit card

 Friends, if we talk about the 6th offer, then there is a 6th offer on Gobiibo, there you will get a discount of 500 rupees. If you use this credit card for payment.
So in the same way you get a benefit of Rs 3300, within the welcome benefit. This is about welcome benefits.

Now comes the Second Benefit, the second benefit is on your transaction,
If you use this card and shop

Flipkart, Myntra, then you will get a cashback of 5% on every transaction.

Is there a limit to this cashback?
There is no cashback limit for any friend.
As you may be aware the 15% discount is given
There is a maximum limit on any amount, there is nothing like it here.

Here it is if there is a discount of 5%, so if you are buying 1000 items, then you will get Rs 50 and if you are buying goods worth Rs.10,000, you will still get Rs 5000.
So here you get unlimited cashback.

If payment has to be made using this credit card
You will also get 4% off, that too is not the maximum limit
Every product you buy will get a 4% cashback.

So now the remaining traders

So if you pay the remaining merchants,
By using this credit card, you will get 1.5% cashback

The same friends, if we talk about the third benefit, the third benefit is fuel surcharge weaver.
The fuel surcharge is a wave, whenever you get petrol from any petrol pump and you will pay using your ATM / Credit Card
Therefore you have to pay 1% extra there which is called a fuel surcharge.

So this is the one who is paying 1%

If you use this credit card, then for payment there
Then fuel surcharge which will be forgiven.
That 1% will not be taken from you
So here too there are advantages, if you are going to take petrol every day, then you will save 1%.
Likewise, this credit card has many benefits.

So now we know that if we want to make this Flipkart Axis Bank Credit Card, what documents should we have. And what other terms and conditions to follow.

There are mainly two terms and conditions

The first condition is your age limit.
The person who wants to get this card must be at least 18 years of age,
And the maximum age should be within 60 years.
If he is under 18 years of age
Then he is not eligible to create this credit card
If we talk about the second condition, then the second condition and condition is
Whose Name Do You Want To Create With This Credit Card?
They should reside in India otherwise non-resident Indians, so if you follow these two terms and conditions
Then you are eligible to create this credit card.
So now it comes to documents
The first document mentioned here is
Your color picture, you have to give a picture here.
The second document is Identity Proof.

In the third document, you must provide proof of residence.
And in the fourth document,
You have to provide your PAN card.
And if you do not have a PAN card, you can submit Form 60 by filling it.

Now it comes to the fifth document and the most important document
Which is your income proof?

You have to show an income proof here,
 What can you give in income proof
If you work, then you give a salary slip here.
If you do not have a job, you are self-employed
Then you have to file an income tax return.
You can give a copy of the IT return, and if you are not doing your job or not self-employed, then you have to give a Form 16 by filling Form 16 here.

So this is what happened to the documents. Now comes
How can we put this credit card
 To get the card made, one has to go to the Axis Bank website.
You will be redirected to that page of the Axis Bank website
From which page you can apply on this credit card. As soon as you enter that credit card, you will have to slide that page down
Then you will see a form there.
There is a question above to look carefully with 4-5 columns
It must be written that you are an existing customer of Axis Bank
And the two options will be YES and NO.
If you already have an account with Axis Bank, select Yes and if not, select No.

Friends after that

You have to fill your name in the first column.

In the second column, you have to fill your mobile number.

And in the third column, you have to choose your profession.
So when you click on it, the junior girl does not go. Friends will appear in that column, in the end, there will be a down arrow, click on it, then there will be OpeningThree options,
Salary, Self-Employed or Not Earning
In which you will get a salary when you get a job
So you have to choose a salaried person

If you are not working then you are self-employed
Then you have to select self-employment. And if you are not working and not self-employed
Then you have the top select. Not earning and then in the next column
You have to fill your monthly income.

Then once again you have to click on the down arrow
As soon as you click on the down arrow,
You will get 4 options, whatever you have to choose for your income,
If you are not an earning person then you can select the option below 25000.

Which is the last column after selecting it
That's your Pincode
Whatever your PIN code is in your address. Fill it there After filling the PIN code,
Friends will see another column
With some code written on the left side
The code you need to fill in that column
The way you fill any captcha
So when you fill that verification code
Then there is a "Call Me" button below it.

You have to click on it, as soon as you click on it
Then you have to redirect to a new page.

You will get a call shortly and contact no. is given
From that contact no. You will get a call
Deposit your PIN code from Axis Bank that you have filled

Take a call from the nearest branch and they ask you
What credit card do you want to make, then you have to tell it
That you want to make Flipkart Axis Bank Credit Card.

Then he gives you all the information. About Flipkart Axis Bank Credit Card After that if you want to make that credit card
Then he will send you the agent of Axis Bank who will come to you
And will verify your entire document. And after that, he would ask for a photocopy of all his documents,
So you have to keep in mind that you have to take a photocopy in advance. Of all your documents. So when he comes there is no time to waste you, and you give him a photocopy, then you have to give a photocopy of it, he will take it and go to the bank.

And in the bank, he processes all your documents
In this process, you have to spend 21 days
After the process, it will check your CIBIL score
And if your CIBIL score is good
Then 90% chance your card will be approved
And will be sent to your credit card after 21 days.
Which will reach you in a few days? And after that, you can use it. So, many people have been rejected here

So, why many people rejected the application?

Rejected because his CIBIL score is not good

So if you want to know about CIBIL score
And apply again a few days later.
Otherwise, you can apply in the name of your parents
Can recreate it
So it is a matter of how we make this credit card,

Now it comes that if we make and use it,
Then we have to pay an additional fee, but you will pay the first extra charge that you pay.

Join for free
When you are making this credit card,
Then you have to pay a joining fee of Rs 500.
And the other one that is extra charged is yours

Annual Fee
The annual fee also friends, you have to pay 500 per year
The first year you will not have to pay an annual fee
In the second year, you will have to pay an annual fee
But if you want to avoid the second year annual fees

There is a solution for that
If you transit. 2 lakhs a year
Then the annual fee is Rs 500,
It will be forgiven.
Similarly, if we talk about the third additional charge
Third, which is an additional fee, is a cash withdrawal fee.
Here you have to pay several types of pay cash withdrawal fees, which will be 2.5%. If you take cash from any ATM machine. Using this credit card, you will have to pay a 2.5% extra charge there. But here it is not that if you have to pay Rs 100, then you have to pay Rs 102.5.

You have to pay a minimum of Rs 500
If you get 100 rupees as an additional fee, then you have to pay 500 rupees. If you get 200 rupees then you have to pay 500 rupees
Until you withdraw the amount, 2.5% of which is 500 rupees or more.

By the time you go out, you will have to pay 500 rupees only.
Friends, you have to pay a lot on late payment fees.

Friends, you must have known by now, what is Flipkart Axis Bank Credit Card
How to create Flipkart Axis Bank Credit Card What additional charges will you have to pay? If you still have a problem with this credit card, you can comment in the comment box, your comment will be answered.

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